I am new to this, my daughter gave me a phone to use and see if I like it. She told me because I do not have exchange, I need a different calendar program, and email. Where and what does one do? I want to use my calendar and contact list on the phone with out having to type them in, I have quite a list. I have outlook. What do I need to know? She said in order for me to do this I would need a new simm card, what does that mean?